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This is great Vince, a very well put together post!
In regards to uploading budgets/docs, there is no feature yet that allows for direct file upload via the forum UI (although it can be added.) But it may be better to use an external service like Dropbox or Google Drive, then the URL can be shared here.
That is unless there are some special requirements per the management company, HOA, or the Davis-Stirling Act which I admittedly know little about, but have heard some mention of possible caveats.